Custom Tailored Insurance Packages

Whether you are just getting started or a seasoned business. Whether you have one employee or one hundred, we want to make sure your company is protected. We offer custom insurance packages that provide what you need so you can focus on the success of your business.

  • Business Owner’s Policy: A business owner’s policy, or BOP, combines business property and general liability insurance in one policy. A BOP is designed for smaller businesses.
  • Commercial Package: A package also offers property and general liability protection, along with broader coverage options and higher policy limits. A package provides a comprehensive solution for small and midsize businesses with more complex needs that may not be eligible for BOPs. 
Business Owners

The Protection You Need in One Convenient Policy

A Business Owner’s Policy or Commercial Package combines many of the needed coverage, protections and safeguards in one simple solution that includes:

General Liability: Covers costs related to litigation and court judgments if a customer or other third party files suit against you or your employees. If a client’s car is damaged in your parking lot or a visitor slips and falls in your stairway, this coverage can help protect your business’s finances and reputation. You can also add data theft and cyber coverage to help your business recover if systems and/or customer information are exposed. 

Property: Covers the property you own, lease or rent, from the sign on your storefront to your computer equipment and inventory. Whether a fire destroys your shop or your equipment breaks down due to a power surge, this insurance can help replace your property and cover payroll and lost income if your business is unable to operate.

Additionally, you can enhance your protection with other coverage options such as: