Protect Your Business From Liability Claims
General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance quotes usually include:
- Bodily injury and property damage liability
- Personal and advertising injury
- Medical payments
- Products completed operations
- Damage to premises rented to you
Who Needs General Liability Insurance?
General liability insurance is often combined with property insurance in a Business Owners Policy (BOP).
As a contractor or small business owner, you need some form of business liability insurance to safeguard your livelihood.A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this is to make sure you have liability coverage that matches your level of exposure.Some employers or clients might also require you to carry a certain amount of general liability before you can work for them.
The amount of general liability insurance your business needs to operate safely and to protect its finances is dependent on the type of business you’re in and the risks involved in your business and its operations. At Reliance Insurance Broker, we’ll analyze your business and its risks exposures to help you get the best coverage for your needs.